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More2lend RETAIL HOME FHA PROGRAMS & GUIDELINES FHA PURCHASE PREQUAL FHA REFINANCE DOWN PAYMENT ASSISTANCE FHA RESOURCES

FHA Rate Updates for 7/29/2010
FHA Insured Loan ProgramRateAPR
30 Year Fixed5.000%5.497%
15 Year Fixed4.500%5.853%
5/1 ARM4.250%3.718%
3/1 ARM3.875%3.389%
APR based on 3.5% down payment on a $300,000 sale price

FHA Purchase Assistance Program

FHA Purchase Loans

  • 3.50% Down to $729,750**
  • Funds may be 100% Gift for Down Payment and Closing.
  • Up to 6.0% Seller or Lender Credit okay!
  • No Pre-Payment Penalty

FHA Refinance

  • Rate & Term Refinance to *97% LTV
  • Cash out available to *95% LTV
  • We also offer FHA 203(k) Rehab financing for purchase or refinance.
  • Past Credit Problems okay!
  • Subprime (or) Conventional ARM adjusting? We can help!

*LTV determined by purchase price or property
value determined by an FHA approved appraiser.

** Maximum FHA Loan limits may vary by county.
To determine your maximum county limit, please
click on the following link:

FHA Loan Limit Search 2009
More2Lend Financial is a HUD (FHA) Non Supervised Lender with the Department of Housing and Urban Development funding government insured loans since 2002. Our clients benefit from our years of knowledge as a mortgage lender and our quick attention to our borrower's needs.

More2lend (M2L) specializes in FHA Purchase and FHA Refinance programs for owner occupied 1 to 4 unit properties, including FHA 203(k) streamline and full rehab programs for bank owned (REO) properties in need of repair. Most FHA programs only require a 3.50% down payment.

We are currently offering a Homebuyer Certification Program to provide new homebuyers with FHA (or) Conventional loan approval prior to submitting an offer to purchase a new home.

After reviewing your income, credit and collateral, a preliminary loan decision will be issued. If your loan request is approved, a Loan Approval Certificate will be provided to you and your realtor for submission with your next offer.

Homebuyer Benefit:

  • Thorough consultation and review of your loan qualifications including program options, down payment requirements and closing fees.
  • Funds may be 100% Gift for Down Payment and Closing fees.
  • On Time Closing Guarantee: If More2Lend Financial is not able to fund your FHA (or) Conventional loan on time, we will credit you **$1,000.00 prior to the close of escrow. We are that confident in our experience and ability to deliver on time!
If you have any questions, please contact us at 800-310-7577.

FHA Purchase or Refinance Consultation
Click Here

We look forward to working with you!

Sincerely,

Joseph M. Moore
President & Broker of Record #01164382
More2Lend Financial

 

 

M&H Partners, Inc. DBA More2Lend Financial
HUD FHA Approved Lender # 1931000001
Licensed Real Estate Broker, California Department of Real Estate #01325622
Broker of Record: Joseph M. Moore

**$1,000.00 guarantee is applicable for any delays caused by More2Lend Financial. Any delay caused by a third party to the transaction will void the offer. Offer applicable on escrow period with a minimum of 30 days.

Equal Housing Opportunity Lender
Equal Housing Opportunity Lender
09-013   
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