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FHA PROGRAMS & GUIDELINES

FHA PURCHASE PREQUAL

FHA REFINANCE

DOWN PAYMENT ASSISTANCE

FHA RESOURCES

FHA Rate Updates for 9/8/2008

FHA Program	Rate	APR
30 Year Fixed	5.875%	6.397%
15 Year Fixed	5.500%	6.280%
5/1 ARM	5.500%	4.988%
3/1 ARM	5.250%	4.627%

APR based on 3.0% down payment on a $300,000 sale price

FHA
Purchase Assistance Program

FHA Purchase Assistance Program

1.0% Borrower Closing Cost Credit
(FHA Purchase loans)

3.0% Down to $729,750
0 Down with Approved Down Payment Assistance Program
Funds may be 100% Gift for Down Payment and Closing.
Up to 6.0% Seller or Lender Credit okay!
No Pre Payment Penalty

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M&H Partners, Inc. DBA More2Lend Financial
HUD FHA Approved Lender # 1931000001
Licensed Real Estate Broker, California Department of Real Estate #01325622
Broker of Record: Joseph M. Moore

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