More2Lend Financial offers affordable non-FICO based loan programs choices for non-prime borrowers. We understand that many clients may experience financial difficulties, or do not qualify for a conventional loan due to poor credit, foreclosure or bankruptcy.

1. HELOC - 1st or 2nd Trust Deed
   A short-term, no FICO minimum home equity line of credit that allows borrowers to keep their lower interest rate 1st loans in place.

• Up to 70% LTV
• Rates as low as 9.990%
• Commercial (or) Residential okay!
• Stated Income Loans available
• No Minimum FICO requirements
• Loan Amounts: $50,000 to $300,000

 


2. Bridge Loan
   A short-term, no FICO minimum line of credit, cross collateralized with other real estate property to achieve desired CLTV.

• 12 to 24 month short-term with options to extend for additional term(s)
• Minimum Loan Amount: $50,000
• Maximum Loan Amount: $300,000
• Maximum CLTV 70%

 


3. Government Financing (FHA)
   Homeowners with or without FHA home loans may use the FHA cash out refinance loan program to consolidate their bills or take cash out of their property.
   • FHA Refinance
   • FHA Standard Fixed Rate Loans
   • FHA Adjustable Rate Mortgage
   • FHA Streamline Refinance

 
Apply now or call 1-800-310-7577 for a quick preliminary loan decision. Our loan consultants are here to help you 7 days a week.