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Rate Updates for 2/7/2012

Loan ProgramRateAPR
30 Year Fixed3.875%3.942%
30 Year Fixed (>$417,000)4.125%4.197%
15 Year Fixed3.250%3.347%
5/1 ARM2.875%2.893%
APR based on 20% down payment and a $417,000 loan amount with impounds, > 700 Credit Score. Loans > $417,000 based on the same parameters.

Call for FHA & VA Rates

Deal with the Decision Maker

The Right Home Loan

Home loans are not one size fits all, and the experienced Mortgage Consultants at New American Funding are skilled at finding the mortgage program that most fits your needs. Whether you are looking to buy a new home, refinance your current mortgage for a lower rate, or cash out on your equity, we're ready to help!

Home Purchase Loans
When it comes to buying a new home, working with the right mortgage lender is just as important as selecting the right home financing option. Our Home Purchase Loan specialists deliver on time and as promised, avoiding costly delays in closing on your new home.

Refinance Programs
Whether you are looking to refinance your mortgage for a lower interest rate, switch to a fixed rate mortgage program, or shorten the term of your mortgage while taking advantage of historically low interest rates, our trained Mortgage Refinance experts have an option for you.

Home Loans Direct
As a Direct Mortgage Lender, New American Funding approves and funds your new home refinance or home purchase loan. This means that you can be sure you close without hassle and on time, all while enjoying great customer service from experienced mortgage bankers.

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Joseph M. Moore

Executive Biography

Joe Moore and Family"Joe did an outstanding job of closing a complicated loan on a property in the Friendly Hills area of Whittier. He got the loan processed in a timely manner, and stayed in contact with all the parties of the transaction on a regular basis. I highly recommend Joseph for his professional manner and getting the transaction closed. "

Wesley Kruse
Coldwell Banker Alliance Realty
September 28, 2011

Joseph Moore has recently joined New American Funding as a Mortgage Banker and a Business Development Manager. This Orange County based lender is an industry leader in both the purchase and refinance markets for FHA, VA, Conventional and Jumbo Loans.

Mr. Moore brings twenty plus years of lending and management experience to New American Funding. This alignment provides Joe the financial backing and support needed to compete with the larger banks, while continuing to provide exceptional service to his customers and realtor partners in the local community.

Joseph was formally the founder of More2Lend Financial in 2001. He successfully built a consumer direct lending platform specializing in FHA government lending. His strengths lie in strategic planning and implementation. Throughout his varied career, Mr. Moore has managed in both a sales, operations and recruiting capacity. He is keenly adept at assessing secondary marketing risk and making calculated decisions based upon overall loss potential.

Prior to opening More2Lend Financial, Mr. Moore was Vice President of Sales & Marketing with Loans Direct. As an executive, Mr. Moore was responsible for as many as ten sales managers and approximately 70 loan consultants. During his seven years with Loans Direct, Mr. Moore was also directly responsible for all consumer direct marketing and he helped facilitate company growth from approximately 15 to over 300 employees by the end of the year 2000.

LoansDirect merged with E*TRADE Financial in 2001 and became E*TRADE Mortgage. LoansDirect.com distinguished itself as a technology leader and remained one of the most profitable and successful lenders of that time.

Mr. Moore is also a graduate of California State University-Long Beach (1992) with a degree in Economics. He has been married to his wife Kathleen for 13 years and they have two children. Reagan is 12 years old in the 6th grade and Brenden is 10 years old attending 4th grade. Joe and Kathleen are very active in the community and have both lived in Huntington Beach for the past 16 years.

View Joe’s Testimonials & Endorsements

Linked In Joseph M. Moore
Business Development Manager
NMLS #333648

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New American Funding NMLS #6606
FHA Direct Endorsement Lender#21221-0001-5
Licensed by the Department of Corporations California Finance Lenders License #603 A957

Equal Housing Opportunity Lender
Equal Housing Opportunity Lender
09-013   
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