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More2lend RETAIL HOME FHA PROGRAMS & GUIDELINES FHA PURCHASE PREQUAL FHA REFINANCE DOWN PAYMENT ASSISTANCE FHA RESOURCES

FHA Rate Updates for 3/11/2010

FHA Insured Loan ProgramRateAPR
30 Year Fixed5.000%5.497%
15 Year Fixed4.500%5.853%
5/1 ARM4.250%3.718%
3/1 ARM3.875%3.389%
APR based on 3.5% down payment on a $300,000 sale price

Joe Moore

Thank you for visiting More2Lend Financial.

As a FHA government lender, our vision is to provide financing liquidity for non-conforming government loans for new & existing homeowners. By incorporating technology, experience and autonomy, we can ensure each application receives and underwriting decision in a timely manner.

We look forward to working with you.

Sincerely,

Joe Moore
President & Broker of Record #01164382
More2Lend Financial


Executive Biography

Joseph M. Moore

President & CEO-Founder

Joseph Moore founded More2Lend Financial in 2001. He has successfully built a consumer direct lending platform specializing in (FHA) government lending. His strengths lie in strategic planning and implementation. Throughout his varied career, Mr. Moore has managed in both a sales and operations capacity. He is keenly adept at assessing secondary marketing risk and making calculated decisions based upon overall loss potential. Mr. Moore is a graduate of California State University-Long Beach with a degree in Economics.

Prior to opening More2Lend Financial, Mr. Moore was Vice President of Sales & Marketing with Loans Direct in Huntington Beach. As an executive, Mr. Moore was responsible for as many as ten sales mangers and approximately 70 loan consultants. During his seven years with Loans Direct, Mr. Moore was also directly responsible for all consumer direct marketing and he helped facilitate company growth from approximately 15 to over 300 employees at the end of the year 2000. In January of 2001, the company was successfully sold to E-Trade Financial.

Mr. Moore has been married to his wife Kathleen for 11 years and they have two children. Reagan is 10 years old in 4th grade and Brenden is 7 years old, in 2nd grade. Joe and Kathleen are both are very active in the community and have lived in Huntington Beach for the past 15 years.

Mr. Moore plans to leverage his years of lending experience by working directly with borrowers to offer (FHA) government lending solutions for both existing homeowners and new prospective homebuyers.

FHA Purchase or Refinance Consultation
Click Here

FHA Loan Approval
within 24 hours*

*24 hour FHA loan approval is contingent upon receiving all pertinent income, collateral documentation and a signed authorization to request credit. Once all requested documentation is received, we are able to request credit and submit for an automated underwriting decision, final approval is subject only to a signed purchase contract, clear title and appraisal. If we are unable to receive an Approve/Eligible the borrower is given the option to submit for a manual underwriting which can take approximately 7-10 days.

 

M&H Partners, Inc. DBA More2Lend Financial
HUD FHA Approved Lender # 1931000001
Licensed Real Estate Broker, California Department of Real Estate #01325622
Broker of Record: Joseph M. Moore

Equal Housing Opportunity Lender
Equal Housing Opportunity Lender
09-013   
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