Rate Updates for 2/7/2012

Loan Program	Rate	APR
30 Year Fixed	3.875%	3.942%
30 Year Fixed (>$417,000)	4.125%	4.197%
15 Year Fixed	3.250%	3.347%
5/1 ARM	2.875%	2.893%

APR based on 20% down payment and a $417,000 loan amount with impounds, > 700 Credit Score. Loans > $417,000 based on the same parameters.

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Deal with the Decision Maker

The Right Home Loan

Home loans are not one size fits all, and the experienced Mortgage Consultants at New American Funding are skilled at finding the mortgage program that most fits your needs. Whether you are looking to buy a new home, refinance your current mortgage for a lower rate, or cash out on your equity, we're ready to help!

Home Purchase Loans
When it comes to buying a new home, working with the right mortgage lender is just as important as selecting the right home financing option. Our Home Purchase Loan specialists deliver on time and as promised, avoiding costly delays in closing on your new home.

Refinance Programs
Whether you are looking to refinance your mortgage for a lower interest rate, switch to a fixed rate mortgage program, or shorten the term of your mortgage while taking advantage of historically low interest rates, our trained Mortgage Refinance experts have an option for you.

Home Loans Direct
As a Direct Mortgage Lender, New American Funding approves and funds your new home refinance or home purchase loan. This means that you can be sure you close without hassle and on time, all while enjoying great customer service from experienced mortgage bankers.

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FHA Resources

If you have any questions, please send an e-mail to: joe.moore@nafinc.com (or) contact us at 800-310-7577.

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FHA Loan Approval
within 24 hours*

*24 hour FHA loan approval is contingent upon receiving all pertinent income, collateral documentation and a signed authorization to request credit. Once all requested documentation is received, we are able to request credit and submit for an automated underwriting decision, final approval is subject only to a signed purchase contract, clear title and appraisal. If we are unable to receive an Approve/Eligible the borrower is given the option to submit for a manual underwriting which can take approximately 7-10 days.

New American Funding NMLS #6606
FHA Direct Endorsement Lender#21221-0001-5
Licensed by the Department of Corporations California Finance Lenders License #603 A957

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FHA Resources

FHA Loan Approval within 24 hours*

FHA Loan Approval
within 24 hours*