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More2lend RETAIL HOME FHA PROGRAMS & GUIDELINES FHA PURCHASE PREQUAL FHA REFINANCE DOWN PAYMENT ASSISTANCE FHA RESOURCES

FHA Rate Updates for 9/8/2008

FHA ProgramRateAPR
30 Year Fixed5.875%6.397%
15 Year Fixed5.500%6.280%
5/1 ARM5.500%4.988%
3/1 ARM5.250%4.627%
APR based on 3.0% down payment on a $300,000 sale price

FHA
Purchase Assistance Program


FHA Purchase Assistance Program

1.0% Borrower Closing Cost Credit
(FHA Purchase loans)

  • 3.0% Down to $729,750
  • 0 Down with Approved Down Payment Assistance Program
  • Funds may be 100% Gift for Down Payment and Closing.
  • Up to 6.0% Seller or Lender Credit okay!
  • No Pre Payment Penalty

FHA Refinance

  • Rate & Term Refinance to *97% LTV
  • Cash out available to *95% LTV
  • Past Credit Problems okay!
  • Subprime ARM adjusting? We can help!
  • No Equity? No problem! We will assist you with negotiating a short payoff (or) subordinate financing with your existing lender.

*LTV determined by purchase price or property
value determined by an FHA approved appraiser.

 


FHA

Purchase Pre-Qualification (or) Refinance Request

Please provide us with your preliminary financial information by filling out our short FHA prequalification form.

After completing the initial application, you will be e-mailed a list of documentation needed to complete the pre-approval process. We will be in touch with you within 24 hours to discuss your financing options.

  1. Contact Information
  2. Collateral
  3. Income
  4. Credit
  5. Pre-Approval
  Contact Information
* First and Last Name:  
* Work Phone:
   Cell/Pager:
   Home Phone:
* Email:
* I am the:
* Referred By:
* Contact Me Via:
* Best time to contact:
* FHA Account Manager:
* Loan Request Type:

* Required Information

If you have any questions, please contact me directly at
800-310-7577 x 297.

We look forward to working with you!

Sincerely,

Scott Melcher
FHA Credit Manager
More2Lend Financial

M&H Partners, Inc. DBA More2Lend Financial
HUD FHA Approved Lender # 1931000001
Licensed Real Estate Broker, California Department of Real Estate #01325622
Broker of Record: Joseph M. Moore

Equal Housing Opportunity Lender fha programs and guidelines  |  fha purchase prequal  |  fha refinance  |  down payment assistance  |  fha resources
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© 2007 M&H Partners, Inc.  |  Phone: (800) 310-7577  |  Fax: (800) 647-8777  |  Email: FHA@MORE2LEND.COM