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is a full service mortgage lender specializing in non-prime, non-FICO-based loans for a class of borrowers with poor credit, or in foreclosure or bankruptcy.
We are dedicated to helping homeowners achieve their goals by offering loan programs designed to give them a fresh start.

- 228 & 327 NoFico - 1st Trust Deed
A non-FICO-based, fully amortizing 30-year loan that can be combined with our HELOC for up to 65% CLTV.
- HELOC - 2nd Trust Deed
A short-term, no FICO minimum home equity line of credit that allows borrowers to keep their lower interest rate 1st mortgage in place.
- Bridge Loans
A short term, no FICO minimum line of credit, cross collateralized with other real estate property to achieve desired CLTV.
- Government Financing (FHA)
Home owners with or without FHA home loans may us the FHA cash out refinance loan program to consolidate their bills or take cash out of their property.
The company's principle owner has 15 years of experience working with lenders, attorneys and trustees, determining property values, and qualifying and funding challenging loans. More2Lend knows the pitfalls of these types of loans and can provide real solution to help their clients close quickly.
::: View Our Executive Bio :::
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M&H Partners, Inc. DBA More2Lend Financial
HUD FHA Approved Lender # 1931000001
Licensed Real Estate Broker, California Department of Real Estate #01325622
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